Bhabishyat Credit Card 2023 Apply Online, Form, Project Report

West Bengal Bhabishyat Credit Card Scheme 2023ভবিষ্যত ক্রেডিট কার্ড Apply Online / Offline for Bhabishyat Credit Card, Download Bhabishyat Credit Card Application Form, Business Model Scheme / Project Report Download PDF.

The State Government of West Bengal has introduced the West Bengal Bhabishyat Credit Card Scheme (WBBCCS) for the benefit of business owners & entrepreneurs in the state. We have given here detailed information about how to apply for the WB BCCS Scheme, Eligibility Criteria, Online & Offline Application Form Download Links, Application Form Status Checking Process and many more information about the scheme.

ALSO READ – WB Student Credit Card 2023.

ভবিষ্যৎ ক্রেডিট কার্ড কি?

ভবিষ্যত ক্রেডিট কার্ড প্রকল্পের লক্ষ্য হল পশ্চিমবঙ্গের যুবকদেরকে স্বল্প সুদে ঋণের সুযোগ দেওয়ার মাধ্যমে ব্যবসায়িক দক্ষতার সাথে সাহায্য করা। পরিবর্তে, এটি তরুণদের জন্য তাদের নিজস্ব ব্যবসা শুরু করা সহজ করবে, যা শহর ও গ্রামীণ উভয় ক্ষেত্রেই কর্মসংস্থান এবং সম্পদ তৈরি করে রাজ্যের অর্থনীতিকে চাঙ্গা করবে।

পশ্চিমবঙ্গের বেকার যুবক অথবা ব্যবসার সাথে যারা যুক্ত রয়েছে তারা এই লোনের মাধ্যমে ব্যবসায় উন্নতি করতে পারবে। আবেদনকারীর বয়স ১৮ থেকে ৪৫ এর মধ্যে হতে হবে এবং আবেদনকারীকে ১০ বছর ধরে পশ্চিমবঙ্গের স্থায়ী বাসিন্দা হতে হবে। এই প্রকল্প অনুযায়ী সর্বোচ্চ 5 লাখ টাকা পর্যন্ত লোন দেওয়া হবে।

ভবিষ্যৎ ক্রেডিট কার্ডের জন্য আবেদন অনলাইন বা অফলাইনে পদ্ধতিতে করা যাবে। অ্যাপ্লিকেশন ফর্ম ডাউনলোড করার লিংক আমাদের ওয়েবসাইটে দিয়ে দিয়েছি।

WB Bhabishyat Credit Card Scheme (BCCS) – In a Nutshell

Name of the SchemeBhabishyat Credit Card Scheme (BCCS)
UnderDepartment of MSME&T
StateWest Bengal
BeneficiariesEntrepreneurs / Business Owners
Type of BenefitLoan up to Rs. 5 Lakhs
Mode of ApplyingOnline
Article CategoryScheme
Scheme Launch Date1 April 2023

The West Bengal government launched the Bhabishyat Credit Card Scheme on 1st April 2023 to provide financial assistance to people in the state. The scheme aims to provide a credit card to eligible beneficiaries that will enable them to avail of loans for various purposes, including starting a new business, expanding an existing one, or meeting any other financial requirements.

Eligibility Criteria

Applicants must have the following criteria to apply for the Bhabishyat Credit Card Scheme:

Residential CriteriaIndividuals residing in the state of West Bengal for past 10 years.
Age Limit18 to 45 Years
Other CriteriaOnly one person from one family

Bhabishyat Credit Card Application Form – Apply Online @

To apply for the Bhabishyat Credit Card, eligible applicants can visit the official website and fill out the online application form. Offline Application Form is also available at Duare Sarkar Camp. The steps to fill up online application form are provided below:

  • At first, go to the official website
  • Now, Click on the “Login” button at the top of the Homepage.
login at online 2023 scheme west bengal
  • After that, click on the “Click Here to Register” link. A user registration input form will appear.
register for bhabishyat credit card prakalpa
  • Next, you need to enter details such as Name, Email ID, Mobile Number and click on the “Register” button.
bhabishyat credit card loan application online form 2023
  • Then OTP will be sent in your mobile number which is required to be submitted to verify the mobile number and complete the registration process.

Bhabishyat Credit Card Application Form Download PDF – Offline Form Fill up Process

Bhabishyat Credit Card Application Form can be downloaded from the Link provided below:

bhabishyat credit card application form download pdf

Click Here to Download Bhabishyat Credit Card Application Form

The Application Form can also be obtained from Duare Sarkar Camp. To Apply in offline mode, you need to submit the filled in application form to the nearby Duare Sarkar Camp.

Furnish correct information in the Bhabishyat Credit Card Application Form 2023 and submit supporting documents along with the application.

No Fee is required to submit the application form.

Information Required to Submit During Bhabishyat Credit Card Application Form Fill up

  • Full Name,
  • Father’s / Mother’s Name,
  • Date of Birth,
  • Gender,
  • Full Address for communication and project location,
  • Education Qualification,
  • Applicant Category,
  • Project Name,
  • Project Cost,
  • Co-operative Bank Name & Address.

Documents Required to upload along with Form

  • Photo identity proof,
  • Proof of Residence,
  • Educational Qualification Certificate,
  • Detailed Project Report,
  • Passport Size Photograph,
  • Applicant Signature.

Important Links

Online Registration Link for Bhabishyat Credit Card SchemeClick Here to Register
Forget Password LinkClick Here
Login to Apply OnlineClick Here to Apply
Download Application Form PDFApplication Form Bengali
Bhabishyat Credit Card Scheme Official NotificationDownload PDF
Karmai Dharma SchemeClick Here
Yuvashree SchemeClick Here to Apply
PSCWB HomepageClick Here

Sample Business Project Report / Model Schemes / DPR Download

Business NameModel Project
Paddy HuskingDownload
Paddy StockDownload
Puffed RiceDownload
Sal Leaf plate making unitDownload
Sital Pati and its diversified productsDownload
Goat FarmingDownload
Poultry FarmDownload
Cement ProductDownload
Chappal MakingDownload
Liquid DetergentDownload
Mfg of AgarbattiDownload
Mfg of Cement ring ChariDownload
RCC ProductDownload
Fan AssemblingDownload
Fast FoodDownload
Mfg of AttaDownload
Mfg of Honey JamDownload
Mfg of potato chips and waferDownload
Noodles MfgDownload
Oil seed crushingDownload
Oil, Wheat, SpiceDownload
Spice GrindingDownload
Sweet shopDownload
Clay DollDownload
Fancy Terracota and utility articleDownload
Hand Embroidery & Batick PrintDownload
Mfg of bamboo articleDownload
Leather ShoeDownload
Mfg of Almirah and showcaseDownload
Mfg of Aluminium FurnituresDownload
Mfg of machine screwDownload
Steel FurnitureDownload
Wrought Iron FurnitureDownload
AC, Freeze RepairingDownload
Automobile repairing and servicingDownload
Barbar ShopDownload
Beauty ParlourDownload
Bi cycle RepairingDownload
Computer Repairing and servicingDownload
Cyber cafeDownload
Decorating ServiceDownload
E Bike & Toto RepairingDownload
Home DeliveryDownload
Large Format PrintingDownload
Mobile Repairing & ServicingDownload
Motor cycle Repairing & ServicingDownload
Repair and maintainence of consumer electric productsDownload
Tea StallDownload
Toto service (3-wheeler Vehicle)Download
Two Wheeler repairingDownload
Xerox & LaminationDownload
Balapose MakingDownload
Cotton MattressesDownload
Cotton WickDownload
Ladies UnderwearDownload
Mfg. Readymade GarmentsDownload
School BagDownload
Zari works on sareeDownload
Biscuit DistributorshipDownload
Book Stationery & GiftDownload
Cosmetics ShopDownload
Electrical goods sales shopDownload
Hardware ShopDownload
Mobile shopDownload
Saree TradingDownload
Stock BusinessDownload
Trading of Readymade GarmentsDownload
Trading of riceDownload
Varities StoreDownload
Vegetable VendingDownload
Watch shopDownload
Wooden furnitureDownload
Gates and Grill makingDownload

Bhabishyat Credit Card Helpline

Phone Number033 22622004 
GrievanceClick Here to Submit Query

If you have any doubts or queries, then you can call the above helpline number from 10 AM to 6 PM from Monday to Friday (Except Holidays). Please note that this helpline phone number is only for technical query, critical issues or difficulties faced while submitting application form.

For any other queries regarding the Bhabishyat Credit Card Prakalpa, you can contact your respective district authorities:

District NameContact number
Howrah2666-8864/ 7859/ 7858
North 24 Parganas(033) 25527027 /28/22
South 24 Parganas74395-79658
Purba Burdwan0342-2644021/ 5122
Paschim Bardhaman0343-2545933/ 6870
Malda03512252935/ 252880
Birbhum03462-255428/ 255306
Uttar Dinajpur03523-252141/252043
Dakshin Dinajpur03522-255975/255976
Nadia03472-252496/ 252920
Darjeeling0354-2254210/ 2921
Jalpaiguri03561-228087/ 230843
Purba Medinipur03228-263442/ 269500
Paschim Medinipur03222-275179/ 276385
Coochbehar03582-222428/ 222667
SUB-DIC Siliguri0353-2542408/ 8239


Who can Apply for Bhabishyat Credit Card?

Any entrepreneur or businessperson who are within 18-45 age limit and residing in the state of West Bengal for last 10 years, can apply for the Bhabishyat Credit Card Loan Scheme.

What is the interest rate of the Bhabishyat Credit Card Scheme?

The interest rate of the Bhabishyat Credit Card will be decided by the Bank. Bank will provide Term loan and / or working capital loan / composite loan to the beneficiary.

How much subsidy will be given to me by Govt for Bhabishyat Credit Card Loan?

The govt will provide 10% of the project cost with a ceiling of Rs. 25,000 in the form of margin money contribution.

If you have any questions on Bhabishyat Credit Card, then comment below.

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